Card Loan at 0.99%

So recently Rakuten is offering card loan for up to 800 man jpy at interest rate of 0.99%.I am thinking of getting this loan and simply put money in overseas bank at 7% interest.I am curious if anyone has tried this before and if there are any legal issues with exchanging and moving big amount of money to overseas banks.As far Cardloan money is concerned you are simply free to use wherever you like.

submitted by /u/radioactive1985
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